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Injury to Independent Contractors Exclusion Creates Severe Coverage Gap

This exclusion removes coverage for any work done by an independent contractor: Here is an outline of an everyday exposure for a typical (ABC) company that utilizes subcontractors (as you know, there...

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No Coverage for Waterborne Equipment

This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. An agent sold the standard form to a company using their equipment on, around and even...

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Is Your Insurance Coverage Keeping Pace?

Insurance Journal recently cited a report indicating, “Commodity price volatility and the rising cost of raw materials such as steel are fueling a rise in rebuilding costs for plants and facilities,...

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